I?m 45, earn Sh110,000. How do I raise Sh6m to buy a home or buy land?

[Akeyo]

I?m 45, earn Sh110,000. How do I raise Sh6m to buy a home or buy land?

I want to own a home in three to four years. The target for the house is Sh6 million. It can be either an apartment or a plot of Sh3 million and construction of Sh3 million.
Source: I?m 45, earn Sh110,000. How do I raise Sh6m to buy a home or buy land?